Regulatory Compliance Officer - EU

Department: Compliance

Employment Type: Full Time

Location: Netherlands

Description

The ZBD app lets users jump into a universe of games and apps, connect with friends and earn Bitcoin while having fun. ZBD also empowers developers to embed bitcoin payments into video games and applications, such as podcasting and music streaming. ZBD’s unique proposition enables these partner developers to better monetise their games and apps by allowing users to receive micro-rewards for actions taken in the game or app. ZBD provides this functionality by leveraging the Bitcoin blockchain and Lightning Network protocol.

As ZEBEDEE continues to expand globally, the company is in search of a high-caliber, results-focused compliance expert that can assist in making ZEBEDEE’s vision a reality. We are looking for a new colleague for our EU Risk and Compliance department who would like to develop in the compliance field. As a Regulatory Compliance Officer you are versatile and you enjoy working on multiple risk and compliance topics such as AML, CTF, sanctions, regulatory and overall risk management processes. You will support ZEBEDEE's Head of Risk and Compliance on a variety of topics from day-to-day compliance tasks to supporting develop the overall ZEBEDEE risk and compliance framework and risk appetite.

The Regulatory Compliance Officer is a a second-line role, where you will be responsible for ensuring compliance with the legislation and regulations to which ZEBEDEE is bound. This includes the Financial Supervision Act (Wft), the Prevention of Money Laundering and Terrorism Financing Act (Wwft) and the Sanctions Act (SW). This individual will also have the opportunity to contribute to the success of the finance function.

Key Responsibilities

Act as the first point of escalation for compliance matters
Prepare regulatory reports by compiling data and input from internal tools and other stakeholders
Prepare drafts of unusual transaction reports to be submitted to the FIU
Overall day-to-day second line monitoring over the business
- Perform QA activities over name screening & transaction monitoring first line activities
- Monitor the operational compliance services (e.g. Transaction Monitoring) provided by Group to ensure they meet service standards and local regulatory requirements.
Oversee testing and monitoring of risks and controls and report on a regular basis to senior management on risks, controls, deficiencies and status of elements of the ZEBEDEE compliance program
Establish and maintain strong relationships with key stakeholders across the business and provide guidance and support to business units to ensure that all compliance risks are appropriately addressed.
Ensure ZEBEDEE has adequate and effective controls by design and operation to comply with EU wide regulatory requirements and manage the risks.
Ensure the agreed procedures for the handling of complaints using a “root cause analysis” approach are adopted by the business and that the best possible customer outcomes are achieved.
Develop and maintain MI to make the management and wider business aware of any areas where procedures, processes and/or controls could be enhanced.
Design reporting to monitor and analyze compliance with regulatory requirements to identify areas of improvement and make recommendations for process improvements.
Create and implement processes and procedures to mitigate and manage identified risks in response to regulatory changes, internal product changes or insights from the industry.
Assist the Head of Risk and Compliance in the overall management of ZEBEDEE's risk and compliance framework to ensure its effectiveness.
Support the Finance function in executing day-to-day tasks associated with data entry and tracking.
Be a core contributor to the month, quarter, and year-end close process within the finance function in coordination with ZEBEDEE’s in-house and outsourced finance personnel.
Execute operational projects of the finance department, and meet the goals and objectives.

Skills, Knowledge and Expertise

Bachelor's or Master's degree in Law, Business Administration, Finance or related field
3-5 years experience working in a Dutch or EU authorised crypto company, payments institution or electronic money institution
Located in the Netherlands is a must for this position
Detailed understanding of AML, CTF & sanctions legislation
Strong affinity with compliance-related laws and regulations such as the Financial Supervision Act (Wft), the Sanctions Act (SW), the Money Laundering and Terrorism Financing (Prevention) Act (Wwft), the EU Anti-Money Laundering Directive
Excellent written and oral skills
Excellent command of the English language. Additional Dutch, German, Spanish or French proficiency are considered an advantage
Professional compliance certifications are considered an advantage
Solid understanding of accounting and financial statistics
Professional qualification such as CFA/CPA or similar will be considered an advantage
Able to manage, guide other departments to ensue appropriate financial processes are being used

Other Skills

Energetic and purpose-driven individual who can work collaboratively with other functional leaders to achieve business goals
Experience working in a fintech in a fast-paced start up environment
Team player and strong multitasker with the ability to prioritise work based on regulatory risk exposure and possible impact on ZEBEDEE
Familiarity with Bitcoin and the Lightning Network are major pluses, but not necessary
Extremely strong work ethic to match the rest of the ZEBEDEE organisation
High attention detail and comfortable challenging assumptions and data/information presented

Key Responsibilities

Skills, Knowledge and Expertise

About ZEBEDEE